The cheapest health insurance policy changes every year and depends on your personal situation and preferences.
In 2026, the cheapest health insurance policies are offered by IZZ Variant Bewuzt, VGZ Bewuzt and Univé (Zorg Select). With these insurers, you pay €125.40 per month with the maximum deductible of €885.
VinkVink offers the cheapest option for the standard deductible of €385: €142.40 per month for a combination policy. Nationale Nederlanden is a close second at 142.45 per month for a in-kind policy.
Use our comparison tool to get an up-to-date overview of which insurance offers the lowest premium and meets any additional requirements you may have.
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